What About Financing Pole Building Homes?
There are sources that assist people wanting financing for Pole building homes. However, pole buildings may be uncommon in your area and banks normally deal only with traditional homes. That is why Lester Building Systems developed a relationship with New Century Bank in Manhattan, Kansas. This unique financial institution specializes in financing post-frame homes.
Educate Your Lender About Pole Buildings
Other local lenders may be easy to work with as well. Your banker understands the ins and outs of traditional home loans but may not have experience with post-frame structures. Therefore, mortgage applicants may benefit by providing lenders some facts about pole building homes.
Here are some important facts about Lester Buildings post-frame homes:
- Lester pole buildings are completely engineered.
- Pole building homes are durable.
- They are low-maintenance structures.
- Pole buildings are energy efficient.
- Post-frame homes by Lester Buildings exceed all building requirements, including residential insulation codes.
- Pole buildings by Lester Buildings/Sapphire Construction have a lifetime warranty.
Budgeting for Pole Building Homes
We provide a Construction Project Checklist to help manage budgets throughout the building project. It helps our clients account for all costs. And costs vary. We mentioned 4 predesigned homes in our previous blog post. (See “Colorado Post-Frame Homes – Fast, Efficient Homes from Lester Buildings.”) More commonly, our clients want everything customized in their new homes.
Far from the cookie-cutter concept, these 4 basic floor plans may end up drastically different, one from the other. Homeowners may select simple metal siding or opt for another material such as on the exterior. Some add multiple accessories while others keep it to a bare minimum.
Interior Price Variables
The real price differences usually happen inside. For example, prices vary dramatically for flooring and trim, cabinetry and countertops, windows, doors, and light fixtures. Wood flooring is more expensive than laminate. Hardwood cabinets more than exposed to shelves. A custom front door cost more than a simple metal door. A main chandelier could cost thousands of dollars more than strip lighting. Everyone faces these variables when building a home.
Our Construction Project Checklist comes in very handy when making choices and managing the overall building budget. And, yes, these choices do add up, making for unique post-frame homes to fill in the Colorado landscape.
Unlimited Custom Floor Plans for Pole Building Homes
If you are researching possibilities, begin thinking about your priorities for home. Would like to add a workshop, or stable, or business? If you already own a piece of land, have you selected a favorite building site? Pole building homes can be as big or small as you like.
Pole buildings allow for large interior spaces, vaulted ceilings, and usually do not require foundation. The shell may save you some money which can be allocated to alternative interior options. The metal, low-maintenance exterior, however, presents with clean, modern lines – stylish and built to keep its value. And that’s something lenders like.
Colorado Builders – Pole Buildings
Contact Sapphire Construction, Inc. in Castle Rock, Colorado at (303) 619-7213. Tell us about your vision for a post frame home building, barndominium, or other metal building for Storage, Hobbies, Equestrian, Farm & Ranch, or Business. Our team custom designs each building using high-quality, engineer-tested materials from Lester Buildings.
JUL
2021
About the Author:
Allen Randa is a second generation Master Carpenter and Owner of Sapphire Construction Inc. Allen personally manages each project from beginning to end. That includes the first meeting, the estimate, the contract and architectural designs.